Sr. Analyst – Loans and Settlements

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Global Operations Overview
With offices located around the world and with more than 650 professionals, the strength of TD Securities Global Operations lies in the diverse and dynamic group of individuals who are dedicated to providing ongoing support functions for TD Securities’ businesses and their partners. As part of TD Securities, Global Operations professionals have the opportunity to learn end to end processes as well as create relationships with different lines of business. Challenged to learn and grow within their role, members of Global Operations are supported in their goals of innovation, excellence and commitment to customer service.
Department Overview:
Global Trade Finance Operations International processing hub is located in Montreal with spoke locations in Vancouver, Calgary, Toronto, Houston and Singapore. We are a team of over 95 experienced professionals who offer a full range of trade products and are dedicated to providing world class service to our customers located all over the globe.

• Provide support to the Group Manager by acting as advanced subject matter expert for the administration of the Trade loans portfolio of over $5 billion, for foreign borrowers, Export Credit Agency (ECA) insured loans, syndicated loans, and any other Trade finance structured financing.
• Provide technical guidance and assistance to TD Internal partners for the application of bank procedures/guidelines and ECA Regulations.
• Provide strong day-to-day team leadership and work direction to ensure effective and efficient operations, and delivery of services / solutions in accordance with established service levels, quality standards, compliance, and regulatory guidelines.
• Effectively handles critical and/or high-risk issues, determining the most appropriate course of action for resolution.
• Strong time-management, decision making and organizational skills to manage multiple deadlines and priorities within a fast-paced environment.
• Provide expert consultation to external partners in structuring of Trade loans.
• Manage credit limits.
• Review, verify, validate, and ensure all required documentation and approvals are in place prior to approving and executing credit requests, loan funding and/or other payment related functions.
• Review and ensure documentation such as loan summary, loan agreement, Cairo, Documentary Letters of Credit & Collections’ terms, and conditions, etc. are read and understood before processing and/or releasing any transaction.
• Manage the day-to-day of the Loan & Settlements team for Documentary Letters of Credit, Documentary Collections and Loans and distribution of daily work volumes amongst the team.
• Execute, review, and approve transactions and ensure all payments and fees, receivables and cash flows are properly settled.
• Process, verify and validate work of team members.
• Prioritize and manage own workload and that of the team to complete and deliver transaction processing or other processing activities accurately and timely as per the business Service Level Agreement.
• Follow firm and industry regulations and operating practices in completing and recording transactions including AML Enhanced Due Diligence and Anti-Boycott Procedures.
• Review, assess and provide approval on AML escalations as per established procedures.
• Deliver efficient, legendary customer service by:
  • Managing client and bank correspondence while developing and maintaining working relationships with internal/external partners
  • Having oversight of escalated customer issues with prompt attention to communication geared to key stakeholders
  • Adhering to TD compliance and operating standards – focus on transactional validation and team workflow
    • Settlement transactions validated against UCP & URC Rules
    • Internal service delivery standards and exceptions to meet customer deadlines
    • Assist in providing daily status on volumes and metrics including outstanding transactions and on-going investigations.
• Complete investigations and escalate nonstandard, high-risk transactions or other activities as appropriate.
• Escalate customer/processing issues and gaps where necessary to ensure legendary service is maintained.
• Execute processing responsibilities involving one or more of the following:
  • Transactions or activities with a lack of market standards or practices.
  • Non-standard processing environment.
  • Multiple step transactions.
  • Several systems or applications.
  • A combination of manual and automated environments.
  • Multiple jurisdictions (currencies, time zones).
• Execute on all daily, weekly, monthly, and quarterly reports to internal and external partners.
• Execute on ad-hoc and other requests.
• Identify areas of improvement; recommend, lead, implement and monitors the achievement of process enhancements to reduce redundancy.

• 5+ years’ experience in in an International Trade Finance Operations environment.
• Certified Documentary Credit Specialist (CDCS) accreditation is an asset.
• Bachelor’s degree in Finance, International Business, or other related discipline an asset.
• Highly organized and have ability to work within stringent deadlines.
• Position requires strict attention to accuracy, details, and timelines.
• Demonstrated leadership skills and ability to gain consensus.
• Possesses strong analytical and problem-solving skills and sound judgment.
• Possesses experience in loan administration and non-negotiable documentation.
• Be flexible to handle change, innovative, proactive, self-starter.
• Excellent communication skills (oral and written), and ability to interact with Senior Management.
• Knowledge of Microsoft Office Suite required.
• Knowledge of URR725, UCP600, URC522 are an asset.
• Expert knowledge of Trade 360 system and Loan IQ are an asset.
• Spoken and written knowledge of French language is an asset.

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.